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Asset Backed Loans

Peace of mind. It’s an intangible benefit, though immensely valuable. Adding peace of mind to your balance sheet could be just the advantage you need should you be faced with unexpected financial challenges.

A joint effort between CLS Investments, LLC and United Republic Bank of Omaha, NE, allows certain CLS clients to use their CLS-managed assets as collateral for an installment loan. Similar to a home equity line of credit, our asset-backed lending program allows clients to access cash without the need to liquidate assets in their accounts. It’s peace of mind now, and a viable resource should you need it in the future.

Read our Privacy Policy and Terms of Use for complete details including all loan terms and qualifications. For more information about asset-backed loans, please contact CLS at 888-455-4244.

 

Asset-Backed loans
 
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© 2011 CLS INVESTMENTS, LLC. | Phone: 888.455.4244 or 402.493.3313
4020 South 147th Street, Omaha, NE 68137
2564-CLS-12/2/2011 		Terms of use |

Terms and Conditions Governing Use of the CLS Website

Overview

CLS Investments, LLC is a Nebraska limited liability company registered with the SEC as an investment adviser under the Investment Advisers Act of 1940. CLS’ web site is provided as a convenient method to disseminate general information pertaining to its advisory services as well as provide access to additional investment-related information, publications, and links. No part of this website may be reproduced in any manner without the express written permission of CLS. Your use of this website is subject to the following Terms and Conditions of Use (“Terms and Conditions”).

Terms and Conditions of Use

These Terms and Conditions are a binding contract between you and CLS. By using or accessing this website, you accept and agree to be bound by these Terms and Conditions. Your use of the website is governed by the version of the Terms and Conditions in effect on the date in which this site is accessed by you. CLS may modify these Terms and Conditions at any time and without prior notice. You should review these Terms and Conditions from time to time, as your continued use of this site signifies your acceptance of any changes. Information contained on this website is derived from sources believed to be reliable. However, CLS does not represent that this information is complete or accurate and it should not be relied upon as such. All opinions expressed herein are subject to change without notice. CLS does not provide accounting, legal or tax advice and no portion of the CLS website should be interpreted as such. All content on the CLS website is presented only as of the date published or indicated, and may be superseded at any time. All content included on this site is the property of CLS and is protected by United States copyright laws. All trademarks and service marks on the CLS website belong to CLS or an affiliate, except for third-party trademarks and service marks, which are the property of their respective owners. Accordingly, you may not copy, distribute, modify, post or frame-in this site, including any text, logos, graphics, video, audio, software code or user interface design without the express written consent of CLS. This website and included materials do not constitute an offer to sell, an offer to buy, recommendation to buy or representation as to the suitability or appropriateness of any security, financial product or instrument. Investors should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended on this website and should understand that statements regarding future prospects may not be realized. There is no guarantee that any investment program or account will be profitable or will not incur a loss. Investors should note that security values may fluctuate and that price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Past performance is not necessarily a guide to future performance. Individual client accounts may vary.

Means of Access

Certain parts of the CLS website are protected by a User ID and Password and require a login. You may not obtain or attempt to obtain unauthorized access to such parts of the CLS website, or to any other protected materials or information, through any means not intentionally made available by CLS for your specific use. If you have a User ID and Password for access to non-public areas of the CLS website, you are solely responsible for all activities that occur in connection with your User ID and Password; therefore, you should take steps to protect the confidentiality of this information. You agree to notify CLS immediately if you become aware of any disclosure, loss, theft or unauthorized use of your User ID and Password.

Indemnification

As a condition of your use of the CLS website, to the extent permitted by law, you agree to indemnify and hold CLS and its third party providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys’ fees) arising from your use of the CLS website, or from your violation of these Terms and Conditions.

Limitation of Liability

CLS WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL OR INDIRECT DAMAGES, OR ANY DAMAGES WHATSOEVER, EVEN IF CLS HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE, OR ANY OTHER THEORY, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE, OR PERFORMANCE OF THE SERVICES AND INFORMATION AVAILABLE FROM ITS WEBSITE. THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL DAMAGES OF ANY KIND, INCLUDING (WITHOUT LIMITATION) LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THE CLS WEBSITE AND ANY THIRD PARTY CONTENT.

Force Majeure

CLS will not be liable for failure or losses caused by conditions and events beyond its control including, without limitation: fire, electrical, mechanical or equipment breakdowns, delays by third party vendors and/or communications carriers, civil disturbances or disorders, terrorist acts, strikes, acts of governmental authority or new governmental restrictions, market fluctuations or acts of God.

Links to Third-Party Websites

This website may contain links to third-party web sites. Any links to such third-party web sites are provided solely as a convenience to you and not as an endorsement by CLS of the content on such third-party web sites, or any affiliation or association with its operators. CLS is not responsible for the content of linked third-party sites, including, without limitation, any link contained in a linked site, or any changes or updates to a linked site, and do not make any representations regarding the information, services, products or accuracy of any material contained on such third-party web sites.

Changes to the Website

CLS may terminate your access to the CLS website or discontinue or modify the CLS website at any time without prior notice to you. Your continued use of the CLS website following any such modification will constitute acknowledgement of your acceptance of said modifications.

Governing Law

Except as otherwise required by law, the Terms and Conditions of use for this website are governed by the laws of the state of Nebraska without regard to conflicts of law, and shall inure to the benefit of CLS ’ successors and assigns, whether by merger, consolidation, or otherwise.

Privacy Policy | Join a Meeting

Rev. April 2011
FACTSWHAT DOES CLS INVESTMENTS, LLC ("CLS") DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number
  • Employment information
  • Account balances
  • Account transactions
  • Income
  • Investment experience
When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share a customer’s personal information to run their everyday business - to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons CLS chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes CLS share?Can you limit this sharing?
For our everyday business purposes -- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YesNo
For our marketing purposes-- to offer our products and services to you YesNo
For joint marketing with other financial companies YesNo
For our affiliates’ everyday business purposes -- information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes -- information about your creditworthinessNoWe don't share
For nonaffiliates to market to youNoWe don't share
Questions? Call (888) 455-4244 or go to www.clsinvest.com

  This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation, and the particular needs of any specific person. This material does not constitute any representation as to the suitability or appropriateness of any security, financial product or instrument. There is no guarantee that investment in any program or strategy discussed hereinwill be profitable or will not incur loss. Investors should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended and should understand that statements regarding future prospects may not be realized. Investors should note that security values may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Past performance is not a guide to future performance. Individual client accounts may vary.