American Funds are an excellent complement to CLS’s Risk Budgeting and asset allocation specialization, which is why we have included American Funds in many of our Risk-Budgeted portfolios since 1998.

CLS American Funds portfolios are 100% invested in American Funds and focus on total return, meaning growth of value through interest, capital gains, and dividends, proportionate to the investor’s Risk Budget. Each portfolio is actively managed, meaning we make adjustments to it in an effort to maintain an appropriate risk level and take advantage of opportunities in the market. CLS also carefully manages each portfolio’s allocation to international, emerging markets, growth, and value equities, as well as the credit quality and duration of bonds within the portfolio.

Explore Sample Holdings
Moderate Portfolio (Risk Budget 60)


Any sample allocations displayed in this work are meant to serve as examples.
Actual holdings may differ. This information should not be considered investment advice.