Category: Personal Finances
145 posts categorized as "Personal Finances"
Why Should I Invest Now?
November 7, 2012
Right now, investors are facing economic headwinds: slowing global growth, disappointing earnings releases, and the infamous approaching fiscal cliff. However, there are plenty of reasons to stay invested or start investing now, even with the fear and uncertainty that surrounds the financial landscape. Reasons to stay invested: Within the next year, uncertainties will dissipate. The fiscal cliff…
Retirement: Painting a Realistic Picture
October 22, 2012
We’ve all heard the stats: the oldest Baby Boomer turned 65 in 2011 for the next 18 years boomers will be turning 65 at the rate of 10,000 per day 13% of the population today is older than 65 In 2030, 18% of the population will be older than 65 This aging population phenomenon presents…
Capital Asset Pricing Model Provides Interesting Insight about Investor Expectations
September 14, 2012
The Capital Asset Pricing Model provides interesting insight about investor expectations. A core assumption in the theory is that the average person is risk averse. This means that he or she would like to get the highest possible return with the least amount of risk. For example, given the option between receiving $100 and flipping…
Notes from Beijing
August 15, 2012
The hotel room looks great – it is much better than expected. The TV is a flat screen with digital quality picture. The bathroom is very modern. The only real problem is my reading light doesn’t work. I’m in a very attractive looking hotel in Beijing, China, after spending the day doing volunteer teaching at…
10 Most Common Personal Finance Mistakes
August 14, 2012
In our industry it feels very common for clients to believe the single biggest threat to their personal financial success is investment performance. CNBC recently published an article highlighting the 10 most common personal finance mistakes. Interestingly, investment performance barely scores a mention. On the list below, numbers 6 and 7 touch on the dangers…