Content provided by Robyn Murray, Freelance Writer Five years ago, Bryan Gelster found himself overturned in his vehicle at the bottom of a 100-foot ditch, partially submerged in water. He made it out, and he knows how lucky he is to say that he did. He wears a wristband with the date of the accident… Continue reading Never Forget
CLS Blog
Making Good on a Childhood Dream
Content provided by Robyn Murray, Freelance Writer Melissa with her husband, Brad Kulus and daughter, Lainey Kulus When Melissa Kulus was a little girl, she drew a picture of her future self. Outside a tall building, framed by a big-city skyline, she stood dressed in a suit holding a briefcase. “I wanted to be a… Continue reading Making Good on a Childhood Dream
Good Impressions
Content provided by Robyn Murray, Freelance Writer Four years ago, Sean Hollingshead was traipsing around the campus of Brigham Young University with celebrity media pundits from CNN and MSNBC and journalists from little-known publications around the world. It was in the midst of Mitt Romney’s bid for the White House, and everybody wanted to know… Continue reading Good Impressions
President-Elect Trump and the Fate of the DOL Fiduciary Rule
Content provided by Mike Forker, CLS Chief Compliance Officer How will the election of Donald Trump as President impact the Department of Labor’s (DOL’s) Fiduciary Rule? The answer is no one knows for certain. While Mr. Trump has not taken a position on the rule, a few members of his transition team have indicated that… Continue reading President-Elect Trump and the Fate of the DOL Fiduciary Rule
The Winding Roads of Wichita
Content provided by Robyn Murray, Freelance Writer There was nothing on the radio in Wichita. No good music stations or public radio options. So Cale Beyer tuned into a talk show he’d never listened to before: The Dave Ramsey Show. Beyer had been in Wichita only a few months working as a distribution manager, which… Continue reading The Winding Roads of Wichita
Cyber Security
Content provided by Nate Wattier, CLS Project Manager At CLS we take the security of your information seriously. CLS, our parent company Northstar Financial Services, and its affiliates have all adopted the Information Security Management System (ISMS). This is in compliance with ISO 27001 which is regarded as the highest security standard in the technology industry. … Continue reading Cyber Security
Reducing Volatility in an Uncertain Environment
Content provided by Case Eichenberger, CIMA, CLS Client Portfolio Manager As portfolio managers, we are often questioned by clients about expected volatility and how we manage risk. This year is no different. Whether it’s nerves around the outcome of the U.S. presidential election, a perceived global growth slowdown, or dropping oil prices, volatility is all… Continue reading Reducing Volatility in an Uncertain Environment
A Lesson in Stepping Up
Content provided by Robyn Murray, Freelance Writer When Ryan Byrne was 21 years old, he met his future wife. They were on a camping trip with friends, and Byrne was two years into college, studying management at the University of Nebraska at Omaha. His wife, Angie, was working full time, getting her degree, and raising… Continue reading A Lesson in Stepping Up
Smart Beta: Back to Basics
Content provided by Grant Engelbart, CFA, CAIA, CLS Portfolio Manager We are three quarters down in 2016, and we can definitively say that smart beta is here to stay — in CLS portfolios and the industry as a whole. At CLS, our X-Factor theme, which is based on our use of smart beta ETFs, has… Continue reading Smart Beta: Back to Basics
The Power of FinTech
Content provided by Brian Towner, CLS Separate Account Product Manager Technology can be a powerful tool, especially in the financial services industry. Technological advances continue to help shape and evolve advisors’ capabilities, which often trickle down into tangible benefits for investors. However, often times, initial launches of new technology can cause confusion for the end user,… Continue reading The Power of FinTech